What to do if a debt is not repaid?
A situation where someone does not repay borrowed money is unpleasant — especially if everything was initially based on trust. But it is important not to delay and to take action.
At first, try to resolve everything calmly. Contact the person, remind them about the debt, and agree on a specific repayment deadline. Sometimes the problem is simply communication, not bad intentions.
If that does not help, the next step is to formalize everything in writing. Send an official request for debt repayment — this is already a more serious signal that you are ready to take further action.
It is also important to understand whether you have evidence. Is there a contract, correspondence, or a bank transfer? The more evidence you have, the easier it will be to defend your rights.
If the debt is still not repaid, you may take the matter to court. This is a more serious step, but often it is exactly what helps to achieve a result.